income before you pay taxes. $25.00. Interest Rates Money paid regularly at a particular rate of the use of money lent, or for delaying the repayment of a debt. Part II: Warm-up . Gravity. Stocks A certificate issued by a government or a public company promising to repay borrowed money at a fixed rate of interest at a specified time Bonds A system of money in general use in a particular country. Personal Finance Chapters 1 and 2 Crossword. Personal Finance Crossword Puzzle Coming Soon. Bonds The increase in the value of an asset or investment — like a stock or real estate — above its original purchase price. $50.00. Bookkeeping the principal that a buyer is responsible for checking the quality and suitability of goods before making a purchase. Annualfee A three digit number that summarizes how well a person or business has handled debt and credit Creditscore The total cost of borrowing, including interest and fees, expressed in a dollar amount. The amount is transferred immediately. To get started, click on the puzzle below. Ask students if they have any questions about the terms used in the vocabulary worksheets. 529 Plan the yearly interest rate charged on outstanding outstanding credit card balances. Tools. fixed expense. Income Pay out (money) in buying or hiring goods and services. Loan Expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property, or by using it to develop a commercial venture. Match. Write. networth The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon. Prove it by completing our crossword challenge. Minimum Payment A banking service that allows you to link your checking account to your credit card; protects you from overdraft penalties or bounced checks in the case of insufficient funds. DOWNLOAD THE CROSSWORD PUZZLES. If you need a few hints, these blogs will help: Financial Terms Explained; 10 Common Credit Terms Defined; Personal Loan Terms to Know Before You Apply. Savings The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. ESL Banking Vocabulary Exercises. 9 Act to reduce the international value of a currency . Personal Finance An obligation of repayment owed by one party (debtor/borrower) to a second party (creditor/lendor) Debt A fee paid by a borrower to the lender for the use of borrowed money Interest The granting of a loan and the creation of a debt; any form of deferred payment Credit A system by which goods and services are produced and distributed Economy A person or organization that buys/uses goods or services Consumer A debt evidenced by a "note," which specifies the principal amount, interest rate, and date of repayment Loan The knowledge and skillset necessary to be an informed consumer and manage finances effectively Financial Literacy Interest paid on interst previously earned Compound Interest An account that generates interest income on the available balance in the account Interest-Bearing The five steps to financial success Five Foundations The persistent increase in the cost of goods and services or the persistent decline in the purchasing power of money Inflation Saving money over time for a large purchase Sinking Fund A savings account that is set aside to be used only for emergency expenses Emergency Fund A rate which is either charged (on debt) or paid (on investment accounts) for the use of money Interest Rate, When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time. Annual Fee The yearly interest rate charged on outstanding credit card balances. Credithistory A bank account equally shared by two or more people Jointaccount Charged by a credit card company each year for use of a credit card. 19. cherryblossomlover. Gravity. Crossword puzzles are a great way to teach, learn, reinforce, and review all of the vocabulary terms students will need to know in a personal finance, money management, or economics course. Activités éducatives (Mots Croisés): Estate Planning Crossword (vocabulary - practice - personal finance) - Estate Planning vocabulary review for Personal Finance Ages: 8+ Simple words to describe the core … Flashcards. It’s the umbrella term for everything is takes for you to be financially successful. Credit When a person you work for or your boss pays you not in cash Check A price that one has to pay Bill When you put money or a check into your acount deposit The record of use of debt. 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